Tracey has been working in the financial services industry since the late 1990s. Joining Apt Wealth Partners from Semaphore Private in January 2020 following a merger of these businesses, Tracey enjoys the long-standing client relationships she has developed over an extended period of time. Seeing individuals reach, and often exceed, their planned goals is most rewarding. Guiding and supporting clients when plans go off script is where Tracey believes great advisers show their worth. Tracey holds a Bachelor of Business (Financial Planning) and is also a Certified Financial Planner professional with the Financial Planning Association of Australia (FPA). Additionally, she has completed all FASEA (Financial Adviser Standard and Ethics Authority) compulsory education requirements. Tracey loves spending time with her family, is an amateur baker, and tries to regularly extend her planning skills to travel-related tasks.

Michael has over 10 years experience in the financial services industry and has been practising as a financial adviser for 7 years. He is passionate about untangling the complexities of the financial world for his clients while guiding them to achieve their financial goals. Michael believes that listening to and understanding clients is the most important foundation upon which good advice is built and is the key to helping clients meet their personal goals. Michael specialises in providing pre and post retirement planning, superannuation advice and investment portfolio construction. Michael also speaks fluent Polish.

Sydney based financial advice professional, financial coach and educator for people who seek simple and elegant lives. I have dedicated my professional career to closing the financial education gap in Australia. In search of the true value of financial advice (which is the equivalent of the Holy Grail in the financial advice profession), I've realised two things: 1. When it comes to managing real financial outcomes for real people, the main focus of the adviser-client relationship needs to be something we can fully control. 2. We're all human and we all get very subjective and emotional about money. We also get busy and distracted. Surrounded by constant financial noise and options, it's extremely difficult (if not impossible) to manage our own money behaviour, act rationally and stay focused. It hit me almost immediately that the biggest value a financial advice professional can add to their client is not only understanding the rules, strategies and legislation (that part is a given). More importantly, if we want to make a fundamental difference to people's lives, we also need to focus on something people can't do on their own, something we can totally control and something that actually matters the most, their money behaviour. I enjoy working with individuals who find it somewhat difficult to have an open conversation about money and those who simply don't have time for it.

Michelle is a Senior Financial Adviser. Michelle has over 13 years experience in Financial Planning. She is highly qualified with a Bachelor of Commerce, and holds the Advanced Diploma of Financial Planning, and the Certified Financial Planner professional status with the Financial Planning Association of Australia (FPA). Michelle has a particular interest in responsible investing.

I have worked with Blueprint Wealth as part of the financial advisory team since 2008. I bring a genuine passion for helping people to reach their financial and lifestyle goals. I enjoy working closely with each of my clients; this allows me to better understand their position. I have completed my Bachelor of Commerce, Self-Managed Super Fund certification and I am a Certified Financial Planner©. I endeavour to stay connected to the industry through ongoing education and do my utmost to share my knowledge of wealth management with each and every one of my clients.

Jo prides herself on developing excellent working relationships with all of her clients to provide professional financial advice based on their individual needs and goals. She is deeply passionate about the benefits financial advice can provide Australians. Jo has two beautiful kids and partner, whom she adores, and loves spending time with them. In her spare time, she also enjoys sailing, reading a good book and a glass of wine!

Starting in accounting for 10 years before a career change- assisting business owners in the hair/beauty/day-spa industry until 2015, the financial services industry beckoned, resulting in the founding of FMG Wealth Strategists -2015. Helping clients achieve their goals both personally and professionally is the most enjoyable part of financial planning to me. All facets of wealth creation are important – investment strategies, retirement/estate planning, insurances, SMSF’s and ‘whole of wealth’ strategies are my focus. And most importantly, putting our clients in control of their lives and their outcomes. Also, author - The Art of Building Wealth and Wealth, Wellness and Mindset

Jamie has been a financial planner for over 20 years having joined the profession in 1999. After gaining valuable experience with two local Geelong firms, Jamie successfully established MAC Financial in 2009. Jamie has been actively working with all his clients providing valuable advice whilst building a successful financial planning business. Jamie is a Certified Financial Planner and member of the Financial Planning Association. Jamie is also an Accredited Mortgage Broker and member of the FBAA. This gives Jamie the dual ability to build financial plans and provide the debt solution so his clients receive a complete plan for Wealth.

I am one of the founding directors and financial planners of Panoramic Financial Solutions (est 2012), a financial planning business based in Perth. We offer a wide range of financial planning services across our business. I specialise in SMSF and wealth creation & protection strategies within Panoramic Financial Solutions. I started in financial services in 1987 and became a financial planner in 2000. I really enjoy the opportunity to sit down with people and listen to their story of where they have been and where they want to go. The ability to help my clients improve and protect their lifestyles now and into the future is immensely rewarding. I am currently undertaking my Masters in Financial Planning and an accredited SMSF Specialist Adviser with the SMSF Association.

Joshua joined Invest Blue in 2021 as a Financial Adviser. Joshua worked as a Financial Adviser for Advisory Group for 12 months and AMP Advice/ipac for 15 years. He has 27 years of experience in the financial services sector. Joshua is passionate about helping his clients to plan successfully for their long-term goals, build wealth and manage life transitions. He also provides financial advice to people with special needs de to accidents, injury, illness and disability.

Matthew is a highly qualified financial adviser who has a broad range of financial services experience, having previously worked for major banking and accounting firms. He holds a number of qualifications with a degree in Commerce from Deakin University. He also holds the Advanced Diploma of Financial Planning and the CERTIFIED FINANCIAL PLANNER professional status with the Financial Planning Association of Australia (FPA). Matthew enjoys building long-term relationships with clients by getting to know what is important to them and providing them with appropriate professional advice and personal ongoing service. On a personal level, Matthew enjoys spending time with his family and friends, keeping fit, playing golf, and supporting the Carlton Football Club.

Right from the start of my career, I've been driven by the desire to really help people. 40 years on I still get a buzz from doing just that! It's a privilege to mentor and help guide my clients to accomplish great financial and lifestyle outcomes, allowing them to really enjoy life! When you get to know me, you'll realise I really walk the talk. We all work hard for something meaningful, for me its water skiing and relaxing on the River Murray with my beautiful family and great friends as often as I can.

When he is not at work Aaron enjoys working out at the gym and keeping active, playing golf with mates, snowboarding and spending time with his wife, daughter and son. Aaron has been a qualified financial planner with AMP Financial Planning since 2007. He has a Bachelor of Business (Financial Planning) with RMIT University and is a member of the Association of Financial Advisers. In 2008 Aaron also became an Accredited Mortgage Consultant with the Mortgage and Finance Association of Australia (MFAA) and holds a Diploma of Mortgage Broking. In 2008 as a 2nd year financial planner, Aaron was recognised by AMP and was awarded AMP's "New Planner of the Year Award" for Victoria. Also in 2013 Aaron was a national finalist in the Money Management "Young Achiever of the Year Award," this was open to all financial professionals under 35 years of age Australia wide. In 2017 Aaron was awarded AMP's "Financial Adviser of the Year" for Victoria/Tas and top 3 Nationally. Aaron has a broad range of expertise across a wide range of financial planning and mortgage broking areas, including superannuation, insurance, gearing and margin lending, self-managed super funds, home loans and finance. Aaron's passion lies with debt recycling, insurance and helping people purchase their dream home.

Paul started his first role as a Business Financial Adviser in 2006. Since then, he has worked as a Financial Adviser at two other practices, the latter where he worked for 13 years and was a Director for ten years. What Paul loves most about his role is working closely with clients over the years to identify opportunities that change the trajectory of a client’s financial position and their lives.

Julian joined Invest Blue in 2007. He is a Certified Financial Planner and holds a Bachelor of Agricultural Economics from the University of Sydney. Julian gives not only good advice; he also takes the time to educate his clients. In 2012 Julian was short-listed for the Association of Financial Advisers (AFA) Excellence in Education Award. Outside of work Julian loves spending time with his wife and children. Julian is a passionate Tahs supporter and unlucky Eels supporter. He also enjoys (trying) to keep fit, meditation and collecting fine wines. Other qualifications of Julian's include an Advanced Diploma of Financial Services (Financial Planning), Self-Managed Superannuation Funds Accreditation, Borrowing within Self-Managed Superannuation Funds Accreditation and Certificate IV in Financial Services.

Over the last 25 years Bill has assisted clients to work towards and realise their dreams and he feels as passionate about helping his clients making a real difference in their lives as he did 25 years ago, but now has more wisdom and the grey hair to match! Bill's vast experience provides him with the skills to understand and articulate clients? financial and lifestyle challenges with great clarity. He has the unique ability to explain often technical concepts in client - friendly language. Bill established W Bracey Sydney Financial Services in 1988 and has overseen its steady development into an industry leader. The business now looks after the financial affairs of thousands of families with combined assets in excess of $300 million dollars. Bill is an Authorised representative of Charter Financial Planning, director of the NSW Authorised Representative Association and board member at national level. He also has substantial commercial experience, having previously been owner, board member and Managing Operator of several regional retail stores. Bill enjoys spending time with his wife, three children and their dog, loves surfing and boating activities and is an avid supporter of the Wallabies and Roosters.

Michelle Tate-Lovery is the Director and Principal Adviser, responsible for the advice process and philosophy, of Unified Financial Services Pty Ltd, which focuses on comprehensive, strategic, lifestyle financial planning. Michelle is a multi award winning Financial Planner with over 25 years of experience in helping clients achieve financial independence and achieving happier, more fulfilling lives.

Daran has been a financial planner since 2004, completed his Advanced diploma in Financial Planning in 2007 and joined Minerds Bell in 2012. He is a member of the Financial Planning Association of Australia. Daran’s experience includes providing advice in the areas of superannuation, wealth creation and protection, retirement planning, gearing, redundancy packages and business succession planning. Daran is married with three young boys and enjoys spending time with the family and is a keen sailor and surfer.

Natalie has over 30 years of experience within various sectors of the financial industry and has been a financial planner since 2006. She completed her Diploma of Financial Planning from Deakin University in 2004 and is a CERTIFIED FINANCIAL PLANNER as designated by the Financial Planning Association. She completed her Graduate Diploma in Financia Planning with Deakin University in 2023. Natalie is an Accredited Aged Care Professional as per the Aged Care Steps training program and is an Aged Care specialist. Natalie understands seeking the right advice can help you to make the right decisions and reduce the stress on you and your family. Natalie’s experience includes providing advice in the areas of superannuation, Self-Managed Super Funds, retirement, wealth creation, personal protection, Aged Care, gearing, redundancy packages and Centrelink issues. Natalie is married with a young son and loves to travel as much as she can.

I live in Hobart, Tasmania and love it. I am married and have 2 young children who mean everything to me. I enjoy maintaining a healthy work-life balance, watching my grow and keeping fit and healthy. I love getting up the east coast of Tassie and hanging out with friends and family.

A Partner at 360 Financial Strategists, Andrew is an experienced financial adviser. He’s passionate about understanding his clients well – finding out what drives them and discovering their financial goals. Andrew strives to make his clients lives easier by supporting and empowering them to make smarter financial decisions. He also shares this knowledge to the wider community on the 360 Money Matters Podcast. He has a commitment to education and learning as exemplified by his qualifications - He holds a Master of Financial Planning, Bachelor of Accounting, Bachelor of Banking and Finance, and is a Fellow Chartered Financial Planner.

Will commenced working in the financial planning industry in 2015 and became a financial planner in 2018. He has completed a bachelor’s degree in International Business, Finance and Trade at UniSA and then furthered his education by completing a Diploma of Financial Planning in 2016. Will is qualified to provide advice on a wide range of areas including superannuation and retirement planning, wealth creation and personal insurance protection. Also, an accredited Mortgage Consultant, Will can also provide advice on mortgages or other lending products under MB Mortgage Solutions. Outside of work, Will loves keeping active by going to the gym, boxing, and playing soccer. He also is a big foodie and loves travelling.

Andrea has been a financial adviser since 2005 and is a founding director of Garden Wealth Group. Andrea specialises in helping clients set and refine their goals so they can get the most out of life, whatever stage they’re in. She’s known for being a good listener and loves a chat over a coffee. She finds the financial planning process incredibly rewarding and, having walked through the various stages of life with many clients now for over 15 years, feels it a privilege to share in her clients’ lives as they experience its challenges and rewards.

I started in the financial services industry with MBA FS in paraplanning and worked my way up to financial planning becoming a Director and equity partner in 2007. Since starting at MBA FS in 2002 we have grown the business significantly. Cycling is by far my favourite sport and I am a member of a cycling team that rides on a regular basis. Food and wine is another major interest and my wife Kerry and I pursue this area with a passion regularly exploring some of Adelaide's wonderful restaurants and cellar doors. Meeting people and building on-going relationships with my clients are some of the key enjoyable aspects of financial planning. I enjoy the satisfaction that I have done everything in my power to place my clients in the best position to build wealth. A particularly fulfilling moment is informing clients that yes, after following a careful plan they will have enough money to retire.

I joined Silvan Ridge in 2008 while studying, beginning in a part-time administrative role before becoming a financial adviser in 2012. I love the way we can put a smile on our client's faces, knowing that we have made a positive impact on their lives. As a very people-orientated person, I enjoy spending time with family and friends, going to the gym and travelling - my favourite destinations (so far) are Ireland and New York.

Guy is married with two children and enjoys sports including football, cycling, running and spending time at the beach. He has played over 550 games for the Wakehurst Football Club.

My goal is to build better financial futures for my clients, no matter what stage of life they are at. I work with my clients to define their goals, then deliver strategies that will ensure my clients successfully acheive their goals. I have a very open and honest approach and build strong, long-term relationships with my clients. I have been a Financial Advisor since 2006 and am a Certified Financial Planner (CFP). I hold a Bachelor of Commerce Degree from Curtin University majoring in Financial Planning and Economics.

I am a passionate family man with two young boys who keep me busy. I have a love for basketball & kids sports of all kinds. As a family we love spending as much time fishing and beach driving as possible, when we are home I love slow cooking meat over coals and making pizza creations in my wood fire pizza oven. Feeding the family is definitely a passion of mine!

I love helping people determine what is important to them, setting goals, seeing what is achievable, and help them live their lives to the fullest. I love being on the journey with my clients year in, year out and being there to celebrate their goals being met and seeing their joy and happiness. Shaun has a Graduate Diploma of Financial Planning, Commission of Declarations, member of the Financial Advice Association Australia (FAAA) and is an accredited Retirement Living & Aged Care Specialist. Regional Winner & National finalist of the AMP 2015 New Adviser of the year award.

I am really passionate about working with people to assist them in achieving their aspirations. Realising that a client puts their trust in us deserves the greatest respect in return. This is what inspires me to maintain the highest education. Peter is a Certified Financial Planner and has an Advanced Diploma in Financial Planning. He spends his spare time with his wife and two daughters keeping busy with netball, ballet, water skiing/wakeboarding and a love for the Australian outdoors.

With over thirteen years of experience in the financial planning and work spanning across small business, sole traders, families and individuals, Gary is well versed to efficiently solve complex financial issues. Gary is passionate about working with people to identify, clarify and quantify dreams - together with focus and determination, he wants to help his clients achieve amazing results. Gary is a natural leader with substantial experience in management across all areas of the financial planning industry. This, together with Gary's experience and his focus on education to ensure he is up to date with all aspects in the industry, ensures Gary can provide his clients with a plan for their financial freedom both now and well into the future. Outside of work, Gary enjoys spending time with his wife and young family. When he's not changing nappies, Gary is passionate about sport especially touch football and swimming.

Helping people achieve their best life is the foundation focus of the advice I give to my clients and their beneficiaries. Being able to work with my clients in the fantastic environment of Invest Blue is a dream for me, allowing myself to have the best life. Tim has been in the financial services industry for 20 years; his first 10 years were with various industry Super Funds before progressing into financial planning.

Theo joined Invest Blue in September 2015 following two and half years as a Specialist Risk Adviser on the Central Coast of NSW. Prior to that he spent 5 years as a Financial Planner in the UK specialising in assisting medical professionals with all aspects of their finances. With his wide experience, Theo is passionate in supporting his clients and their families in making key financial decisions to ensure they live their best possible life and achieve their goals and dreams. When not at work Theo spends most of his time with his wife and 2 young daughters, Eliza and Penny enjoying life on the beautiful Central Coast. He is also a keen cricketer and fisherman, occasionally sneaking off for a fishing weekend in Queensland when he gets the chance.

Chris has been a financial adviser with Invest Blue for over 7 years. Prior to that he gained experience in accounting and management roles, resulting in more than 15 years' experience within the business and financial services industry. Chris is a proud Gladstone local, having grown up in Boyne Island. He is passionate about enabling his clients to have a better understanding of their financial situation and how to achieve their goals, believing this allows them to dream bigger and really see that it's possible. Chris is a firm believer that community organisations play a large part in bringing a community together. His involvement through school and club based rugby league and the Gladstone Aquatic Therapy Association, among other things, help Chris feel he is giving back to a region that offers so much. Chris enjoys music, sport and loves nothing better than good food shared amongst family and friends. Whilst he and his wife enjoy travel, you will usually find them relaxing down at the beach at Tannum or Agnes. Chris has a Diploma of Financial Services (Financial Planning) and is currently undertaking a Masters of Financial Services (Financial Planning).

Ben, originally from the Tweed Coast in northern NSW studied at the University of New England in Armidale and moved to Coffs Harbour for his role as a Financial Planner with Invest Blue. Ben loves spending time with his wife and three daughters and has recently completed the Future2 Wheel Classic from Melbourne to Adelaide - helping raise funds for kids in need. He is passionate about all sports, in particular rugby. One day Ben would like to complete the New York Marathon. Ben is a Certified Financial Planner and other qualifications include a Bachelor of Commerce, Bachelor of Law, Advanced Diploma of Financial Services (Financial Planning), Self Managed Superannuation Funds Accreditation, Certificate IV in Mortgage Broking and he is also a Justice of the Peace.

Suzanne Johnston is an experienced financial planner with a passion for helping people develop the financial clarity to achieve their aspirations. She is recognised amongst her clients and peers for her client-first approach and professionalism. Suzanne is a Senior Financial Adviser at Apt Wealth Partners, the 2021 FPA Professional Practice of the Year. At the firm since 2016, Suzanne has become an equity partner and is an advocate of helping people live for today while planning for tomorrow. Highly experienced with over 12 years in the industry, Suzanne holds a Commerce Degree from Macquarie University, majoring in economics and finance, and is a Certified Financial Planner professional with the Financial Planning Association of Australia (FPA). She has also received industry recognition, being named a finalist for Financial Planner/Adviser of the Year in 2019 at the prestigious Women in Finance Awards. Outside of work, Suzanne has two young children who keep her entertained and is passionate about a range of outdoor pursuits, including hiking and skiing.

As the seasoned Managing Director and Financial Adviser at Homestead Financial Group, I have a proven track record of delivering expert financial advice. My experience encompasses a diverse spectrum of financial subjects, reflecting my commitment to elevating clients' financial literacy. My dedication lies in empowering clients with comprehensive knowledge, ensuring they make informed decisions about their financial well-being. My unwavering commitment to financial excellence underscores my role as a leading authority in navigating the complexities of personal finance.

Michael commenced his working life in the banking industry back in 1990 and moved into financial planning in 1999. Michael enjoys having a career centred around helping clients achieve their financial goals, and finds it very satisfying. Michael specialises in the areas of personal superannuation including self managed Superannuation, retirement planning and mortgage and finance broking.

A Certified Financial Planner, Andrew Heaven commenced his career in Financial Planning in 1991. In June 2000 he established the Financial Planning practice WealthPartners Financial Solutions with John Grenshaw in Milsons Point. The practice has been able to successfully "marry" the notion of boutique advice with the backing of a large dealer group. Andrew is a regular contributor in the media. Media credits include articles and commentary in the Financial Review, The Australian, The Sydney Morning Herald, The Daily Telegraph and various magazines. He has a weekly column on personal finance in the Australian Newspaper titled "Q&A with the Coach" He regularly pops up on commercial and pay TV discussing personal finance for the mainstream consumer. Andrew has judged the Telstra National Small Business Awards and the FPA Value of Advice awards. WealthPartners' specialist team provide services to: individuals and families,Small to medium businesses,Corporate clients, Self Managed Super Trustees, Australian residents/non-residents moving to or from Australia.

Wayne Stevens MBus MCom(FP) BAdEd, SSA CFP JP, is a highly qualified and professional financial planner with over 25 years experience in financial services. With over 20 years running an award winning financial planning business in multiple locations, Wayne has recently merged his business with InvestBlue where is a Partner, running the Macarthur office. He is also a Director of the Kids of Macarthur Health Foundation and also on the Advice and Compliance Consultancy Group, with The Advisers Association.

I am a senior planner within InvestBlue Hobart. I completed my University studies in 2011 and since moving to Invest Blue, have completed a Masters of Commerce specialising in Financial Planning. As a Financial Adviser I aim to improve the financial well-being for those who seek advice and deliver on our aim to be their trusted adviser. I am married and have two young children. When not at work, I enjoy spending time with family, staying active and trying to keep up with my two boys which now includes reacquainting himself with riding a bike!

"I look forward to the opportunity to provide high-level care and advice for many more as they discover the benefits of financial advice and how we can help realise their dreams.” For over 40 years Roy has worked in financial services, both in Australia and the UK. Roy's experience has placed him in a strong position to assist a wide range of clients and a wide range of professions. Roy believes a trusted adviser-client relationship, is built and developed with; quality best interest advice, regular check-ins and mutual collaboration. We can help realise clients dreams.

I am the Co-Founder and Director of Blueprint Wealth and have been a Financial Planner for over 20 years. My personal philosophy is founded on the notion that knowledge is the key to success. I endeavour to motivate my team and my clients to think logically about money; the accumulation, protection and use of money. At Blueprint Wealth, we take a low-risk philosophy to investing. I invest my money in the same way I do for my clients. The cornerstone of the success of our business has been the desire to learn more and continue to grow. I am a Certified Financial Planner© who holds a Bachelor of Economics, a Master of Taxation and am an SMSF Association SMSF Specialist Adviser. I am a 2016 Amicus Award winner, AMP Financial Planning's recognition of top performance over a sustained period (10 years). The Amicus Award recognises outstanding achievement in the areas of advice capability, compliance and net business flow with an annual Gold Award.

Andrew Dunbar is an experienced, award-winning financial planner with a passion for helping people live their best lives. He was named the FPA CERTIFIED FINANCIAL PLANNER Professional of the Year in 2019, a testament to his client-first approach, professionalism, and commitment to delivering results. Andrew is a Director at Apt Wealth Partners, the 2021 FPA Professional Practice of the Year. He is known amongst Apt clients for his personalised approach to financial planning that balances life and financial priorities to ensure his clients can live for today while planning for tomorrow. He is highly experienced with over 18 years in the industry and degrees in Commerce and Economics from Monash University. He also holds the Advanced Diploma of Financial Planning and the Certified Financial Planner professional status with the Financial Planning Association of Australia (FPA). Outside of work, he is a father to three young children Jack, Charlotte and Chloe, and has a passion for health, fitness and supporting the community. Amongst his many contributions, Andrew is on the board of the Lungitude Foundation and contributes his time to the Cancer Council's Pro Bono Program, helping cancer patients and their families navigate finances.

I love meeting new people and helping them to understand their financial position. My genuine desire to educate has lead to long term, trusted relationships with my clients. I have worked in the industry for over 17 years. Outside of work I enjoy doing hot yoga, pilates and spending time with my two Welsh Springer Spaniels.

Steve's approach to providing advice to his clients is by first helping them to identify their goals and then put a plan into place to make this happen. With a background in the real estate industry as a property consultant Steve's dream was to grow his own business. An opportunity to pursue this dream presented itself in 1998 and he has not looked back. Steve is incredibly proud of the New England region and is passionate about giving back to the region that his given him so much over the years. He has played an active role in local events since establishing Invest Blue, raising over $1 million for various charities and organisations. He was the founding member of the Armidale branch of Can Assist and is now Patron and Life Member. He also works with the Cancer Council. A focus of his contribution with this organization was to provide financial advice to patients diagnosed with terminal illness without cost, leading to recognition from AMP for being a leader in pro bono work in this field. Steve loves spending time with his beautiful wife Jenni and four sons Tom, Sam, Joe & Jack. He loves supporting their sporting activities and keeping fit by cycling and surfing. Steve's qualifications include an Advanced Diploma of Financial Services (Financial Planning) and he is also a Justice of the Peace.

Preston has worked in financial services for 20 years. The last 16 years has been providing personalised financial planning advice, which includes farm and business succession planning. Preston's academic qualifications include a Bachelor of Business and a Diploma of Financial Planning. He is also a Certified Financial Planner professional with the Financial Planning Association of Australia.

After a career in senior management in Local Government, Anthony was motivated to help people with their finances which led to a move into financial planning in 2003. Anthony is a Certified Financial Planner and joined invest blue in 2005 and helped to establish the Brisbane office. In his spare time, Anthony enjoys holidaying with his wife and three children, as well as being heavily involved in the children's many sporting endeavours. Anthony also sits on the School Council of his youngest daughter's school. He is also trying to keep fit so he can join some friends on an overseas trek in 2016. Anthony's qualifications include a Bachelor of Business, Advanced Diploma of Financial Services (Financial Planning), Self-Managed Superannuation Funds Accreditation, Borrowing within Self-Managed Superannuation Funds Accreditation, Certificate IV in Mortgage Broking and is also a Justice of the Peace.

I grew up in the US and came to Adelaide in 1993 where I married my partner, Karen. I enjoy helping people solve their financial problems, build their wealth and prepare them for the future. Being prepared is key, as the Chinese proverb instructs, "Dig a well before you are thirsty."

Hello, I’m Alistair – Senior Wealth Adviser at Navwealth. With over 14 years of experience in the financial services industry, I have a strong dedication to building long-term relationships with my clients. I take pride in working closely with people, understanding their unique circumstances, what is most important to them, and their future objectives in order to tailor optimal strategies – ultimately making a positive impact on their lives. As a Certified Financial Planner, I help clients focus on what is important to them and navigate the financial complexities of life. I also work collaboratively with them to determine the best strategy required to meet their long-term wealth creation goals, giving them peace of mind and the ability to move forward with well-informed direction. As a firm believer in the notion that the small changes made today can make a huge difference in the future, you can trust me to help you develop a comprehensive plan for your financial future so you can reach your destination in life with purpose. When I’m not supporting clients with their financial goals at Navwealth, I spend precious time with my wife and two kids. I love to travel, especially if it involves a ski slope and enjoying the outdoors.

Emily Lanciana is an experienced financial planner with a passion for helping people define and reach their goals to live their best lives. She is a Senior Financial Adviser at Apt Wealth Partners, the 2021 FPA Professional Practice of the Year. At the firm since 2018, Emily has developed specialised expertise in Expat Financial Planning, supporting Australians living abroad to navigate their finances. A participant in the Cancer Council Pro Bono Program, Emily gives her time and expertise to help seriously ill Australians and their families make the best possible financial moves at one of lifes most difficult times. Emily has been in the industry since 2012 and holds a Bachelor of Commerce majoring in Financial Planning, Finance and Marketing from Deakin University. She is also a Certified Financial Planner with the Financial Planning Association of Australia. Outside work, Emily enjoys spending time with and caring for her many pets, going to the gym and reading.

Steve commenced his financial planning career in 2000 at his family business, Financial Independence Planners in Penrith. Prior to this Steve was employed as an accountant from the time he left school. Steve has been responsible for growing the business in Penrith, Norwest, and the Central Coast. Steve is extremely proud that the team that grew with him at Financial Independence Planners remain an integral part of Invest Blue today. This growth was achieved as there was always a focus on a long term relationship of trust and support with clients. Our focus on pre and post retirement advice meant that we have assisted many clients achieve their goal of financial independence, and these clients became strong advocates of the business. Steve is passionate in supporting his clients to make those key financial decisions, and believes in the approach that a great financial adviser provides all the education and support required to help their clients make smarter financial decisions to live their best possible life. Steve certainly believes that with his support, and the resources of the team at Invest Blue, that his clients do believe it's possible to achieve their dreams, and their adviser will help them to do this. Steve, and his wife Kerri, have three young children all growing up on the beautiful Central Coast of NSW. Steve and his kids are actively involved in many sporting clubs and teams, particularly the local Wamberal Surf Club in which Steve is a patrolling member, and the entire family is actively involved in many ways. Steve is a Certified Financial Planner, an Accredited Finance Broker and Self Managed Superannuation Specialist Adviser and Justice of the Peace, and holds a Diploma of Financial Planning.

I have been involved in the Financial Advice profession since 2010, joining Invest Blue in 2015. My role enables me to provide holistic advice to clients and truly "make a difference" in their lives. This is a rewarding endeavor that drives my passion for advice. Personally, I enjoy spending time with my family, appreciating everything the Gold Coast has to offer. Having grown up on the Gold Coast I enjoy spending time at the beach, playing golf, and being outdoors. I enjoy Aussie rules and am a 25-year supporter of the North Melbourne Kangaroos.

Calum commenced his professional career in baking with Westpac in 1995. After progressing through a number of service and lending roles, he transitioned into financial planning in 1998. In his time at Westpac as a Financial Planner, Calum received many accolades in recognition of his success in assisting his clients to improve and protect their lifestyles. Calum also spent time at Westpac mentoring other financial planners and helping them develop their skills. Calum holds and Advanced Diploma of Financial Services and is a Fellow Chartered Financial Practitioner (FChFP), his real strength is in his ability to listen to clients and convert complex issues into easily understood solutions. He is married with two children and enjoys nothing better than family time, boating and water sports. Calum is one of the founding directors of Panoramic Financial Solutions.

As a Financial Adviser I strive to improve the quality of life for those who seek my advice and am passionate for improving their financial well-being. My aim is to be my client’s trusted adviser, to offer them a sounding board for their ideas, to challenge them to achieve their goals, to support them through difficult times and to celebrate with them when they achieve their goals. Goran has joined Invest Blue in 2019. Prior to working as a Financial Planner, Goran worked as an accountant before realising that his passion lies in helping his clients plan their future.

Christine Hornery is the co-founder of her family business and CEO of all three companies and one subsidiary firm that form the professional business units of FMS Group. She says "The success of the business is due to the education and commitment of the people who work in the business; they are always willing to go above and beyond, to give that WOW factor to the clients experience, they love what they do and it shows". Her journey is one of a kind; she has overcome challenges by making them into opportunities. Over the years she has mentored and inspired many others and still continues to do so as a foundation member of Pearls of Wisdom, the Dobell Professional Women's Group. During her stellar career she has received recognition including the AMP National Community Award, AMP National Business and Advice Award, winner of NSW Telstra Business Awards and recently honoured with the AFA Female Excellence in Advice Award. For Christine being a financial advisor is not a job or a career; to her; it's her life, her passion, her dream. Making a positive difference in other peoples lives is what makes her smile every day. She was awarded the Centenary Medal of Australia by Her Majesty Queen Elizabeth 11; for her commitment to making positive changes in sport, and ensuring that there was a pathway for girls in both local and representative soccer. She has also been acknowledged within her local community of someone who gives back and has been involved in local community fundraising and events for the past 25 years. Christine is a Certified Financial Planner (CFP), a Self Managed Superannuation Specialist Advisor (SSA), an Authorised Mortgage Consultant, holds a Diploma and Advanced Diploma of Financial Services, She is an Associate of the Tax Institute, a registered tax agent and has a Bachelor of Commerce, with majors in Financial and Management Accounting.

Hi. I am Andrew Wem, a Director, Senior Wealth Adviser and Aged Care Specialist at Navwealth. With over 25 years of experience as a Financial Adviser, I have already encountered a diverse range of financial circumstances and successfully guided clients through various financial planning scenarios. My extensive background allows me to provide a unique perspective and design innovative solutions that surpass expectations. With a multitude of respected accreditations and years of industry experience, I maintain a positive outlook and believe that there is a solution to every unique situation. That’s why I always go above and beyond for my clients and find fulfilment in seeing them achieve their dreams – whether it be going on a holiday, saving for a wedding, starting a family, planning retirement or transitioning into aged care. Although my initial career path was in Materials Science, I have discovered that my true passion lies in the financial services field. I find purpose in developing big-picture strategies and providing structure to my clients' finances, which in turn leads them towards their life goals. As an advocate for education and organisation, I take pride in helping individuals understand and manage their finances. My approach involves bringing order and structure to your finances while guiding you through each step of the process. As a professional, I provide sound financial advice that protects and supports my clients. Outside of work, I am a proud father, outdoor enthusiast and surf lifesaver, so when I’m not in the office, you can find me enjoying the outdoors somewhere.

I joined the Financial Planning profession in 2015 after completing my studies at Deakin University. I undertook a Commerce degree majoring in Financial Planning. After three and a half years working in client services and as a para-planner, I became a qualified Financial Planner in November 2018. I am also a passionate Western Bulldogs supporter, and I am still celebrating the 2016 Grand Final win. I am a member of the Financial Advice Association of Australia (FAAA) as well as the AMP Financial Planners Association.

Marc joined Powers in 2001 after 20 years with the Bank of NSW/Westpac, 12 of which were in the Biloela Branch. In 2004, he focused on providing financial and mortgage lending advice and became a director of Powers Investment & Finance Services. As an Authorised Representative of Professional Investment Services, he can help you achieve your best financial and investment outcomes.

Ally joined Invest Blue in 2021, with over 8 years of experience in the financial planning industry. She loves helping her clients to reach their goals and dreams by providing quality, tailored financial advice. Ally enjoys an active and social lifestyle. When she is not working or studying, most of her free time is spent with her husband, son, two dogs, friends and family.

Mark started MBA Financial Strategists as a small financial planning practice in 1985 on King William Road in Unley. MBA FS has grown to a business that now employs over 20 people and is regarded as one of AMP's leading financial planning practices nationally. In 2016, MBA FS was recognised for its achievements in best practice and client service by being named AMP Financial Planning's Practice of the Year in SA/NT. Mark's overriding focus is to provide holistic, professional financial planning advice to a wide range of clients, tailored to suit their individual situations and help them reach their goals at every stage of life. Mark himself has been recognised over the years for delivering best practice advice for his clients and in 2015 was shortlisted for the Financial Planning Association FPA Professional of the Year award. He recently moved into the newly created position of general manager of MBA Financial Strategists, allowing him to oversee his team of professional financial advisers and provide strategic direction and further growth for the business. Mark is an authorised representative and credit representative of AMP Financial Planning Pty Limited and a member of the Financial Planning Association. He is a Certified Financial Planner professional and a specialist in self- managed superannuation funds and investor-directed portfolio services. Mark is also a media spokesperson for AMP Financial Planning, providing regular commentary on personal finance in print and electronic media nationally.

As an experienced financial adviser, I center my expertise around wealth management and retirement planning. Throughout my career, I've honed the skill of creating personalized strategies, empowering individuals to confidently embark on their financial journey towards a secure future and rewarding retirement.

I grew up in Wagga Wagga, NSW, before spending time in Sydney and settling with my family on the Coffs Coast. I joined the Invest Blue team in April of 2020 bringing extensive experience in the financial services industry. I am an avid sports supporter and enjoys all sports, especially rugby union, league, AFL, cycling and cricket. Outside of work I enjoy the outdoors, reading and relaxing with my family.

Frank D'Alesio is an experienced financial planner with a passion for being part of his clients journeys, supporting them to achieve life and financial goals. Based in Melbourne, Victoria, Frank has been in the advice industry for 14 years, joining Apt Wealth Partners in 2020 as a Senior Financial Planner. He is known for his high level of service and contemporary approach, empowering his clients by providing them with choice, freedom and flexibility. Frank holds a Bachelor of Business in Financial Planning from RMIT and is a Certified Financial Planner with the Financial Planning Association of Australia. Outside work, Frank enjoys playing and watching soccer and spending time with the family. He is a passionate movie buff and can often be found at the cinema.

David Maddock is an experienced financial planner with a strong interest in helping clients gain peace of mind over their finances today and into retirement. Based in Geelong, Victoria, David has been in the advice industry for almost 20 years. Amongst his colleagues and clients, he is known for his calm, measured approach and deep knowledge of self-managed super funds (SMSF), helping his clients navigate the many complexities. He holds a Bachelor of Commerce from Deakin University and is a Certified Financial Planner with the Financial Planning Association of Australia. Outside work, David is a passionate community member and supporter of his local football club, where he volunteers as a junior football coach. When not at the football field, his weekends are spent outdoors with his family and their two dogs or running to reach his fitness goals.

Simon is a dynamic planner and brings with him over 15 years’ experience in the financial services industry. Simon holds a Bachelor of Economics from the University of Tasmania and an Advanced Diploma in Financial Services. Simon is also a Certified Financial Planner®. Simon's passion is assisting clients in improving their financial position and reaching their goals by understanding what is important to them and taking advantage of key strategies to help them achieve these goals. Simon relishes the role of your financial coach and loves to see his clients reach their personal milestones.

Steve is a Senior Financial Adviser and an Advice Leader at Apt Wealth Partners. He has over 25 years experience in the Financial Services Sector, including 20 years in the Financial Planning industry. Steve holds a number of qualifications, including a Bachelors degree in Business (Banking & Finance) and a Diploma of Financial Services (Financial Planning). He also holds the CERTIFIED FINANCIAL PLANNER professional status with the Financial Planning Association of Australia (FPA). In addition to general financial planning, Steve has a particular interest in aged care financial advice and holds accreditation as a specialist in this area. On a personal level, Steve enjoys spending time with his family and friends, playing golf, and attending sporting events.

Ronald has been in the financial services industry helping families since 2006 and moved into financial planning in 2012. Being a father and husband, Ronald enjoys working with motivated families that are ready to take control of their financial future. Ronald values personal relationships and helping people identify what’s truly important to them and to challenge the way they view their goals. The journey begins with ‘impossible’ and changes to ‘it’s possible’ - ticking off one wish list item at a time through life’s ups and downs.

I joined the financial planning profession in 2007 after completing my studies in Banking and Finance. I also completed an Advance Diploma of financial planning and also my CFP. I have been an adviser since 2011. I am also a passionate Essendon supporter and enjoying playing golf when I am not spending time with my young kids and wife. I am a member of the Financial Advice Association of Australia (FAAA) as well as the AMP Financial Planners Association.

I enjoy helping people to live their best possible life.

Chris has been a financial planner since 1999. He started out on his Financial Planning career working with his father Keith in what became Cornerstone Financial Group - a highly successful, award winning financial planning business. Chris has widespread academic and industry qualifications and experience. He holds an Economics degree, a Diploma of Financial Planning, is a Certified Financial Planner (CFP), a Justice of the Peace (JP) and holds SMSF Specialist Adviser status with SPAA. Chris is a Director of Invest Blue as well as having been a Director and Board Member of the AMP Financial Planners Association (ampfpa) for the past 3 years. He is currently the Chairman of the ampfpa - a role that sees him work closely with fellow Financial Planners, AMP and a range of industry bodies on matters impacting the Financial Planning Industry. Aside from his busy professional life, Chris loves spending quality time with his wife Nerys, children Laura and Tom and enjoying the company of family and friends. He enjoys travelling, tries to keep his golf handicap at a respectable level and is also a fan of most sports played with a ball!

Hi there, I’m Craig – CEO, Director and Senior Wealth Adviser at Navwealth. With over 30 years of experience in financial services and backed by a Masters degree in financial planning, I lead the friendly and professional team at Navwealth. Together we work to deliver on our strategic plans and provide services to a calibre that our clients expect and deserve. As part of the leadership team, I follow a vision and strategy that entails mentoring and supporting the development of our people as we continue to grow. Through this focus, we remain adaptable and agile when change occurs – allowing us to thrive and continuously deliver extraordinary results for our clients. It’s my belief that the value our profession contributes to people’s lives is extraordinary – especially because I have personally seen its impact on clients’ circumstances, health, financials and most importantly, their dreams and aspirations. I am driven by seeing people grow and achieve their dreams, so I am extremely focused when helping clients define their lifestyle and financial goals, a passion that has been burning for over three decades. Clients often share with me how this has led to their success in making sure they focus on what is important to them and not getting distracted from achieving their life purpose. For me, this is what financial advice is all about. Outside of work, I enjoy being with my family, boating, motorbike riding in the country and snow skiing. I find joy in seeing people do the things they love – so you can trust me to guide you towards financial independence that turns your dreams into reality.

Lisa is a Senior Financial Adviser at Apt Wealth Partners. She has almost twenty years of experience in the financial services industry, practising as a financial planner. Lisa's qualifications include a Diploma of Financial Planning, a Bachelor of Applied Science. Lisa is an Accredited Aged Care Professional and is also a Certified Financial Planner with the Financial Planning Association of Australia. Lisa is passionate about coaching her clients to achieve financial freedom. She is known for her attention to detail and in-depth understanding of new and changing legislation. Lisa is also an expert in navigating the complex Australian aged care system to help her clients and their families achieve the best possible outcome. Outside of the finance industry, Lisa enjoys all things health and fitness, a field she worked in prior to qualifying as a financial planner.

Adam’s been in the finance industry since 2013 and prior to working in financial planning, he studied Neuroscience at UQ and worked in health services. He wanted to help people with their health, but eventually realized that he loved numbers a lot more than he loved chemistry and made the switch. Now Adam gets to help people with their financial health and he hasn’t looked back since. In his spare time, he loves to exercise or relax by the ocean with his family, as he finds both help him to keep a clear mind and healthy body.

I joined the financial planning profession at the end of 2014 after completing my studies at Deakin University. I undertook a Commerce degree majoring in Finance, Economics and Financial planning. After two and a half years as a para-planner, I became a qualified Financial Planner. I am also a passionate Carlton supporter and yearns for the day when the Blues make another grand final. In my spare time, you’ll find me planning my next adventure overseas. I am a member of the Financial Planners Association (FPA) as well as the AMP Financial Planners Association.

As Managing Director of MMA Financial Planning, every day Melissa draws on her 21 years’ experience in the financial planning industry to help ensure she keeps looking after her clients needs. Melissa is passionate about her work and relationships with her clients, and always strives to provide exceptional service and advice to clients to ensure the best outcomes and enable clients to meet their goals. You will appreciate her attention to detail and professional approach to giving financial advice and the way she works to help identify and guide you along very clearly defined pathways to success.

I have worked in finance industry over 20 years. Starting my career in 1998 as an Accountant and Auditor in India. I achieved a high level of competency in doing complex compliance work. I completed my Masters from UTS in Business Administration with a sub major in Finance in 2004 and continued to build upon my experience while working at a major bank. I started my company Sydney West Financial Services in 2008 and since then have grown from a single planner practice to a staff of 12, now with 5 planners in the office. I extensively work in the field of retirement planning and assist clients in making their life decisions with confidence. My experience across banking and financial planning provides me a unique vision which I use to assist clients by guiding them in their life journey.

Jeremy is a multi-award winning and widely experienced Certified Financial Planner. He is the principal adviser and Team Manager of Invest Blue Canberra, as well as being a Partner of the firm. He maintains a passionate concern for not only technical excellence, but honesty and transparency in the manner in which clients’ affairs are managed. Jeremy is a recognised leader in retirement strategies and advice methodology as the National Winner of the prestigious FPA award for Pre-Retirement Planning, National Winner FPA Best Practice Award and a 3-time National Winner of Quality of Advice & Financial Planning Excellence Award.

Greg has worked as an advisor for 15 years with Finance experience for over 25 years. In the first 2 years as an adviser, he was named the highest new adviser in the region. His recent Most trusted Adviser designation was very satisfying for him because advisors don't necessarily get positive feedback. He loves working in the financial planning industry because of the ability to help others achieve their financial goals. In his free time Greg maintains his 65-acre property. He also runs a software business, keeps bees and leads his local church scout group, the pathfinders.

I have been with the Blueprint Wealth team since 2005. I am passionate about getting to know each of my clients to develop a personalised strategy to meet their individual circumstances. I am based out of our South Perth WA office, and regularly have the opportunity to meet with our clients across Western Australia; from Kalgoorlie to Mandurah. To continue to add value and to ensure I am providing the most up to date information to my clients, I invest in professional development on an ongoing basis. I enjoy getting to know each of my clients over time; their hobbies, dreams for travel, family and career aspirations. I take pride in understanding how I can help them achieve their financial goals.

Shayley joined Invest Blue in 2021 as a Financial Adviser. Prior to Invest Blue, she was a Financial Adviser for Pinnacle Financial Services and has worked in the financial service industry since 2013, gaining experience through various roles. She loves getting to know her clients, what interests them, and how she can help them achieve their goals, ensuring they can live their lives to the fullest. Outside of work, Shayley loves being outdoors. She likes to go surfing, snowboarding, and camping. When the weather isn’t great you can find her inside painting or making ornaments out of clay.

Lisa-Anne is a caring, dedicated and well-practiced financial planning professional, with over 20 years experience in the financial services industry, 13 of which she has specialised in financial planning. In addition to her wealth of experience, Lisa-Anne is a CERTIFIED FINANCIAL PLANNER with the Financial Planning Association of Australia. Lisa-Anne has attained a Bachelor of Business, majoring in Banking & Finance, and a Masters in Financial Planning. Lisa-Anne is committed to her clients and maintains a high level of professionalism in her working life. In her spare time, Lisa-Anne loves finding new and exciting culinary delights, and keeps busy looking for her next adventure around the country and abroad.

John Versace is an experienced financial planner with extensive expertise in helping expats protect and grow their finances to reach their goals. He uses this wealth of knowledge to support Australian expats, those migrating to Australia and US citizens living on our shores. Based in Melbourne, Victoria, John has been in the financial services industry for 15 years, 10 of those with Apt Wealth Partners, where he is a Senior Financial Adviser. He is known amongst expat communities for his deep knowledge of wealth building and protection in multiple jurisdictions, helping people live their best lives wherever they reside. John holds a Bachelor of Business (Economics and Finance) from RMIT and a Graduate Diploma in Financial Services. He is also a Certified Financial Planner with the Financial Planning Association of Australia. Outside work, John is a passionate football fan, following AFL and soccer. His weekends are usually spent with his family, enjoying the outdoors and spending time with his daughter.

Providing high quality financial planning service, focus on working with Chinese Community families on wealth creation, family protection and retirement planning.

After a corporate career in funds management, Steve established his financial planning practice in 2009. Sky Private Wealth provides a one-stop shop for the financial needs of clients, and to assist them in achieving their lifestyle goals. Steve is married to Karen and they have 3 teenage children, who are a great source of joy and make for some very busy times. Steve’s qualifications include a Diploma of Financial Planning and he is currently completing a Graduate Diploma in Financial Planning.

I first began working in Financial Services in London with Citibank in 2001. Since that time I have held various roles working back in Australia and joined the team at MBA FS in 2013. I enjoy taking time out on the weekends to spend with my family and friends. I also enjoy going to the football and locally I support Norwood in the SANFL. I consider it a privilege to help everyday Australians reach their desired goals and objectives. Taking complicated and stressful situations people can find themselves in and turning them into easy to execute, individually tailored strategies of wealth creation. Mostly importantly, putting my clients in control of their lives and their outcomes.

Tim has over 20 years experience in Financial Planning, after starting his career in the investment banking sector. He holds a number of qualifications, including a Bachelor of Economics from Macquarie University, the CERTIFIED FINANCIAL PLANNER professional status with the Financial Planning Association of Australia (FPA), and the CPA (Certified Practising Accountant) designation. Tim enjoys helping clients navigate the ever-changing financial world we live in through long-term relationships, understanding each client's personal circumstances and tailoring advice to suit. On a personal level, Tim enjoys trying to keep fit and getting outdoors and is an active member of the Burning Palms Surf Life Saving Club.

Robert Greig is an experienced financial planner with a passion for assisting individuals, couples and families to build their financial position, navigate life events and ultimately achieve their goals. Based on the Northern Beaches of Sydney, Robert is known for his patient and approachable manner, making him the perfect choice for people experiencing inheritance, bereavement of a partner or settlements. He has a proven track record in achieving outcomes for clients at all stages, from those looking to build on their existing wealth to those navigating retirement. A Senior Financial Adviser at Apt Wealth Partners, Robert has a decade of experience in the industry. He holds a Master of Financial Planning and a Bachelor of Applied Social Science. Outside work, Robert is passionate about fundraising for his local community and is a North Narrabeen Surf Club member. On the weekends, he can be found spending time with his wife and two young children, at the beach or on the golf course.

Tony Blazevski is the Founder and Director of Blazer Wealth Management Group. Tony's approach is to take the role of "financial coach" with clients and be the "CFO" to the family unit. His fundamental purpose is to lead, teach and inspire clients towards achieving their financial goals. His deepest commitment is to ensure he elevates the financial knowledge of clients by helping them simulate and interpret the various financial outcomes before a financial decision is made. Simulating the financial outcomes along with financial education enables the client to make an informed decision about their finances. Tony holds a Bachelor of Finance from La Trobe University along with a Diploma in Financial Planning from Deakin University. Tony has specialist knowledge in Finance & Mortgage Broking and Self-Managed Super being an Accredited Finance Broker (AFB) with the Finance Brokers Association of Australia and Accredited Member of the SMSF Professional Association of Australia.

I have been working in the financial services industry for over 20 years, with experience in the UK and Australia. I have a Graduate Diploma in Financial Planning and joined Blueprint Wealth in 2014. I have experience in managing all aspects of the client experience but now I get to spend my time with clients learning about them and seeing the joy and positivity we can bring to their lives. I am married with a daughter and enjoy being active and reading in my spare time.

I’m a financial adviser known for simplifying complex financial strategies. With a decade of experience, I have established myself as a trusted professional in the finance industry. As your adviser, you can expect me to create a collaborative and comfortable environment. I am attentive to your needs, communicate clearly, and strive to build meaningful relationships with my clients. Whether you seek advice on investments, retirement planning, or simply ensuring you're on the right path to achieve your goals, I bring a wealth of experience, a talent for simplifying complexities, and a sincere dedication to your financial success

I started in financial planning in 2005 where I joined my fathers? family business. When he retired in June 2015 I joined Invest Blue where I have continued my financial planning journey. I enjoy helping clients reach their best possible life. I have completed my Diploma of Financial Services (Financial Planning) as well as having completed a Bachelor of Business (Applied Finance) degree where I majored in Financial Planning. I am also a Certified Financial Planner. I enjoy spending time with my wife and two boys as well as playing golf and basketball.

Hi, I’m Drew Hickey, an experienced Wealth Adviser passionate about providing direction and support to help people navigate the complexities of their financial lives and build a secure future for themselves and their families. Throughout my career, I have been inspired by the belief that successful financial outcomes and meaningful lives are intricately connected and can be achieved through careful planning and management. Much of the work I do revolves around providing enduring and considered advice that allows people to make confident decisions, achieve positive financial performance and gain genuine peace of mind. The starting point is always to take the time to engage in rich and honest conversations with each client to understand their financial and lifestyle aspirations in detail, as only then can a tailored, strategic approach be devised to achieve the best possible outcomes. It brings me great satisfaction to see the relationships I have with my clients evolve over time, many of which have extended across multiple generations within families. To support clients at turning points in their lives and to witness the profound impact good financial advice and management can have, is immensely fulfilling. Beyond my professional life, when I'm not immersed in the world of finance, you can often find me on the sidelines of my children's sporting games. I’m also an avid rugby supporter, with weekends spent discussing strategies with fellow enthusiasts. When time permits, travelling is another great passion that I enjoy with my family. I look forward to continuing to provide financial clarity and peace of mind for my clients over the coming years, helping more people to really define the trajectory of their financial life and future.

Growing up in Perth I had strong support from my family to focus on my interests. My Dad owned his own business and encouraged my siblings and I to find our own paths whilst he worked hard to support the family. In 2008 I started my own business. Growing a small business in my twenties was very rewarding and many of the relationships I maintain today. Whilst continuing to manage the business I completed further education leading me to find a passion in financial advice.

I particularly enjoy assisting our clients with retirement and lifestyle planning. I measure my success on the difference I make to people’s lives, by focusing on what’s important to them, and assisting them to gain a better understanding of their financial and lifestyle circumstances.

I have worked in the profession since 2009 in roles encompassing client and technical services, compliance consulting and the provision of personal advice to private and business clients. I enjoy building strong, long-lasting relationships through open and honest conversations. This, and the process of identifying a client’s goals and then developing a tailored strategy to keep them on track to achieving these goals, is extremely rewarding and why I love what I do. Outside of the office, I enjoy living an active lifestyle by making the most of the Gold Coast’s stunning climate with my young family.

Esther Althaus established Perspective Financial Services Pty Ltd in 2003, after working in the mining industry, when she recognised that by helping other people achieve their goals, she could achieve her own. When it became evident that Esther's marriage was about to end, she realised that if she and her 3 young daughters were going to live a life of financial freedom and happiness she would need to start working on an immediate plan that would allow her to do so. With little studies behind her but a keen interest in financial services and wealth management, Esther undertook a number of studies which have culminated in her receiving the highly regarded Fellow Chartered Financial Practitioner designation. Esther has also undertaken studies with the Law Institute of Victoria and is a Collaborative Professional which enables her to undertake the role of independent financial professional in collaborative family law matters. Esther is passionate about working with women to ensure that their money is protected and preserved, particularly at a time when they are vulnerable and are required to make significant decisions that affect their long term well being.

With over 30 years’ experience, Dave has built up an extensive level of expertise. Dave has a passion for ensuring all clients within his practice are provided with the most appropriate advice and ensures all recommendations, strategies and products are aligned to their individual goals. Dave is married to Tegan, has 3 children and is involved in a number of community organisations. He is also a Justice of the Peace in SA, a Fellow Chartered Financial Practitioner and a member of the SMSF Association of Australia and the Financial Advisers Association of Australia.

Andrew has been an Authorised Representative of Charter Financial Planning in Adelaide since 1996 and has been the Principal of Minerds Bell since 2001 when he took over the family business. Andrew offers clients his extensive experience in superannuation and wealth creation, pre /post-retirement planning, including Self-Managed superannuation, and risk protection, include Business Insurance. He completed his Diploma of Financial Planning from Deakin University in 2002 and is a CERTIFIED FINANCIAL PLANNER as designated by the Financial Planning Association. On a personal note, Andrew has two children with his wife Tanya and loves to get away camping and relaxing on the golf course when he gets the chance.

Sean has worked in financial services since 1997 including 12 years in London and Hong Kong. He holds a Bachelor of Commerce majoring in Finance as well as a Graduate Diploma in Financial Planning and is also a Financial Planner with the Financial Planning Association of Australia(FPA). As an experienced professional Sean provides holistic financial advice to new and existing clients as well as educating them about their finances. He enjoys getting to know clients goals and developing plans to help them achieve what they want with their finances. Outside of work Sean keeps busy looking after his young family and enjoys trail and road running.

I have worked in the finance industry since 1990 and have a wide range of experiences including accounting, taxation, investments, superannuation and financial planning in big and small businesses. My qualificatons include a Certified Financial Planner (CFP) and Chartered Accountant (CA). I enjoy helping people improve their financal position to live a better life. Outside of work I enjoy family holidays exploring different parts of Australian and the world, keeping fit and active, watching sport and catching up with friends.

I have over 30 year's of diverse experience within financial markets, funds management and the financial services industry. I have a passion for assisting our clients achieve their individual financial and personal objectives whilst demonstrating true empathy and expertise in financial planning. I was a former Australian Rugby Sevens and NSW Waratah 1st XV Representative, and have spent my career working in senior management positions within the financial services industry. I'm married with the 4 most wonderful children, enjoying a meaningful balance in my life.

I have a strong passion for helping people which is why I became a Financial Adviser in 2004 whilst still engaged in a professional NRL Rugby League career. believing my personal financial experiences provide a strong base to benefit others.

David's financial planning career commenced in 1999 after a successful period in Corporate Superannuation management. His superannuation background and knowledge provided a natural step into financial planning. David values personal relationships as well as financial guidance. He is proud of the fact that many customers have reciprocated loyalty through their journey. David specialises in the areas of retirement planning, self managed superannuation, wealth creation strategies, borrowing strategies and employer Superannuation. David enjoys keeping fit through various sporting endeavours, is Chair of the local community association and has done a lot of work with the cancer council. David is a certified Financial Planner and holds a Bachelor of Science, Diploma of Superannuation Management, Diploma of Financial Planning and Diploma of Mortgage Broking and is also a Justice of the Peace.

Hello there, I’m Stuart – one of the team of Wealth Advisers at Navwealth. As a Certified Financial Planner and an SMSF Specialist Adviser with 24 years of experience in financial advice, I support our clients at Navwealth in making well-informed financial decisions to improve their lifestyles through purpose-driven financial strategies. Prior to joining Navwealth, my career spanned a diverse range of roles within the banking sector; however, I found that I’ve always had a strong inclination towards personal finances. So, I researched various roles, discovered financial planning and realised that this was where I could use my love for finance to make a real difference in people’s lives. As a Wealth Adviser, my purpose is to make sure that people can make real progress in their financial and life goals while feeling secure in the knowledge that they can live the life they want to live. Outside of work, I’m a family man who loves staying active and living life to the fullest. This is what drives my dedication to helping individuals and families with their financial goals – and I can truly support you to live the lifestyle you want.

Tony is a diligent and hardworking adviser providing holistic financial advice to all people in the community who need that added guidance and provide peace of mind to ensure that his clients will be able to achieve their dreams. Tony is married with 2 children, still very active in local community sports and volunteers his time to help in the development of children's ability to participate in community activities.

I have been a financial planner since 2001. In 2002 I took over my father's practice, who retired after 16 years of operating a practice in rural South Australia. I am married with two young school age children who keep my wife and I very busy. In my spare time I love a full range of sporting activities including: running, fishing, AFL, mountain biking, water sports and tennis to name but a few! Seeing that I have helped make a difference to client's lives and enabled them to achieve their goals, both personally and financially is the most enjoyable part of financial planning for me. I was previously the State Director of the SA chapter of the AMP Financial Planning Association. I also represented SA financial planners on a national level as a Federal Board member of the Association. I am now a member of BARC a consulting body providing advice to the Association on structure, succession and remuneration.